P U B A R K

Privacy policy

Privacy Policy

Pubark LLC is a Payment Service Provider licensed by LEPL National Bank of Georgia, which is guided by the legislation of Georgia.

For the purposes of this Privacy Policy, Pubark will be referred to as " Pubark" and/or "Company" and/or "Us", and Customer will be referred to as "Customer" and/or "You".

In the process of carrying out its activities, Pubark is obliged to protect Your personal data. This policy sets out the process by which we protect, process, and use Your personal data. By agreeing to the terms of the Privacy Policy, You consent to the processing, collection and use of Your personal information in accordance with the terms set out in the Privacy Policy.

Contact

For any matters defined by the present policy, particularly regarding the processing of personal data and the exercise of your rights, including submitting claims, you can contact us via email at service@pubark.com

Collection of Personal Data

Pubark collects Your personal information when You visit the Company's website and/or use the Company's services. We need information about You such as name, address, email address, phone number, and date of birth, as well as financial information such as bank account number, bank card number, as well as other information necessary for the company to provide You with the Services. We reserve the right to request proof of Your identity and address documentation.

According to the information provided by You and/or Your current status and/or the type of transaction You make, we will obtain additional information from banks, credit/debit card processing services, credit agencies, and the LEPL Public Service Development Agency database.

We keep track of your browser, IP address, email/electronic notifications, transaction information made through our services, and information collected by cookies.

Use of Personal Data

Your personal information will be used to activate Your Pubark account and guarantee the proper performance of provided Services. The purpose of sharing Your personal data is to identify/verify, control, as well as detect, limit, and manage our financial risk and fraudulent activities in accordance with the requirements of Georgian Legislation

We may disclose Your personal information to Our partner companies, to their and/or Our agents and/or service providers outside the country and/or within the country for the sole purpose of achieving the abovementioned purposes. All entities to whom the personal information will be disclosed have an obligation to protect the personal information disclosed by Pubark.

We may also disclose Your information to public authorities in accordance with applicable law on the basis of a court order, a formal request, a relevant reference from a state regulatory authority, and for the purposes set out in law.

If the collection of personal data is done by or through a third party, such as a merchant, advertising website or Pubark affiliate website, the collection and use of Your personal data may also be governed by a third-party privacy policy.

For the purpose of verification, Your IP addresses as well as login times are recorded and stored to prevent fraudulent use and to ensure the security of Our services. We may also obtain information about Your use of and access to Pubark services, which may Allow us to prevent multiple attempts to open an account or other fraudulent attempts to prevent unauthorized access or misuse of Our systems. We may share such information with specialized and trusted fraud management services to assist us in analyzing this information and/or taking preventive measures.

Cookies

We may also use cookies. A cookie is a short text file stored on Your hard drive by the webpage You visited. The text file contains the information and, among other purposes, is used to ensure the use of the relevant website by visitors.

The information obtained and stored through the cookie file may be compared with the personal data obtained and stored in Our system.

Cookies help Us to remember the Customer. When You enter a web page cookies are activated, and when You leave a web page it is automatically deactivated. It is possible not to allow cookies on Your computer, but in this case, You will not be able to visit all the pages of Our website.

Communication

Your personal data is processed and used for direct and indirect marketing purposes so that the Company can provide You with interesting offers, on the basis of which You will periodically receive information about products, services, and news through informational messages if You do not notice that You do not want to receive such messages. You can change Your opinion regarding the receipt / non-receipt of Our newsletters by contacting us at email service@pubark.com. Please note that You will still receive notifications about Your account, such as transaction emails or other messages related to the operation of Your account or Our legal relationship.

Links

The Pubark website contains links to third-party websites. Please be informed that Pubark is not responsible for the privacy policy of these third-party websites.

We encourage Customers to read the privacy policy of each website they visit from the link on Our website. This Privacy Policy applies only to the Pubark Website and Pubark Services.

Security

Pubark protects Your personal data from unauthorized access, use, or disclosure. From the moment You use Your Pubark account, all Internet communications are protected using the SSL (Secure Sockets Layer) protocol, which has a high-security capability of encryption. However, such a high level of protection is only effective if You adhere to safety standards. You shall not share Your account details with anyone else. If You suspect that the privacy of any of Your requisites required to log in to the Pubark system has been compromised, You shall change this information at any time You want by signing in to Your  Pubark account. You should also contact Our customer service immediately and let us know the reason why You think Your account is under threat.

Changes to the Privacy Policy

Changes to the Privacy Policy will be published on Our website. You are obliged to read the updated versions of the Privacy Policy published on the Pubark website.

The use of Your personal data on a basis other than provided by this Privacy Policy may only be made with the consent of the Customer.

Pubark is obliged to keep all kinds of information obtained about the Customers, as well as the documents related to the Customer's account and correspondence for at least 5 years after the termination of the business relationship or the conclusion of transaction. We may store Your personal information for more than 5 years if it cannot be deleted for legal or regulatory reasons.